American doctors
complain about paperwork, but it’s no problem with me. I give guests a copy of
the record I write in the room. I fax the same to housecall agencies and
foreign travel insurers. American insurers look with deep suspicion on
housecalls, so I don’t deal with them, and when foreign carriers feel the urge
to adopt American techniques (complex codes, lengthy invoices, deductibles, fee
schedules), I stop working for them.
This is less of a
sacrifice than you’d think because they switch to a national housecall service,
most of whom call me. I earn my usual fee, and the service bills the insurer
more, often much more. The logic of this is unclear to me.
Assistcard, an
international insurer that has called for twenty years, stopped recently. When
I phoned, a representative explained that Assistcard had made arrangements with
other Los Angeles
doctors who accepted less than I charged. I expressed congratulations, but this
seemed unlikely. I charge less than the going rate, other hotel doctors do not
work with travel insurers because they pay slowly, and doctors who agree to
make housecalls on the side are not likely to drop everything and go. A week
after that exchange, Assistcard resumed calling.
Calls from the Biltmore,
once a regular, vanished in 2010. Last May the general manager phoned to
announce that I was now the hotel’s doctor. I can’t remember the last time a
manager did that. Sure enough, the hotel resumed calling. I’m sure an incident
in the hotel convinced her that having me as the house doctor would be a good
idea. Sadly, I forgot to ask for details.