If
you want to learn our deepest thoughts, join an internet physician forum.
Medscape and Sermo host the largest, but dozens exist. They restrict membership
to physicians, but any intelligent person can figure out how to join. Think
carefully before trying, because you may not like what you find.
Most
forums divide posts into clinical and nonclinical. The clinical section
discusses treatments, techniques, and difficult cases. I find these
stimulating; many doctors know their stuff.
Nonclinical
posts deal with running a practice, patients, colleagues, and politics. I pray
they don’t represent a cross-section because most forum doctors – say 80 or 90
percent – are extremely conservative and obsessed with money. Also, they don’t
much like patients, cash payers excepted. For insured patients their feelings
are ambiguous; they seem to believe that using insurance is a sign of weakness;
real men pay real money.
They
detest anyone on welfare. One persistent theme is the prosperity of Medicaid
patients. They arrive in Cadillacs, own IPhones, wear expensive clothes. Since
accepting charity shows a flawed character, they are irresponsible, demanding,
rude to staff, needy, fond of drugs. The single mothers make an appointment for
one child but bring them all (to these doctors, a single mother is the patient
from hell).
Paradise
is a cash-only practice, no insurance accepted. These are impractical except in
wealthy areas, but doctors love to chat about them. If you can’t sign onto a
forum, google “concierge practice” for a creepy dose of these doctors’ heaven.
They
hate insurance companies and malpractice lawyers, opinions I share. They see
lawyers as Americans saw communists during the 1950s: (1) evil and (2) much cleverer than we are.
As an example of their cleverness, lawyers bill for phone calls. It drives
forum doctors crazy that they can’t do the same. “We’re running a business,”
they argue. “We’re providing a service! We should charge for it. Sensible
patients won’t object!”
They
hate insurance because billing requires complex paperwork for less
reimbursement than they’d like. Scores of carriers exist, all with different
policies, exclusions, and requirements; sensible doctors pay a fulltime
employee to handle billing.
Now
and then a naïve doctor wanders onto these forums with the identical question.
Why, instead of billing innumerable carriers, don’t we bill one? That would be
the government. It would be simpler and cheaper. Private carriers keep ten to
forty percent of premiums as expenses; Medicare keeps five percent. This is
called the “single payer” system. Some physicians but almost no Congressmen
support it, and mentioning it on a forum is a red flag. The innocent doctor is
probably stunned to read an avalanche of abuse.
No comments:
Post a Comment